Provide overdraft agreements for the temporary advancement of the bank’s own money to meet monthly spending commitments of a customer in their current account. The Carbon Disclosure Project includes a group representing institutional investors that manages $10 trillion in assets, sent questionnaires to 500 of the world’s largest companies (mainly companies within the airline, automobile, manufacturers, insurers, power generators, retailers, steelmakers, and technology) asking them to explain their emissions policies and strategies.

Commercial and Corporate Banking: All transactions for organizations and businesses of all sizes, including commercial and corporate banking, project and structured finance, transactions with and medium sized enterprise and the provision of financial services to government and government departments.

Conglomerates – A financial services company, such as a universal bank , that is active in more than one sector of the financial services market e.g. life insurance, general insurance, health insurance, asset management, retail banking , wholesale banking, investment banking, etc.

Investment management – the term usually given to describe companies which run collective investment funds Also refers to services provided by others, generally registered with the Securities and Exchange Commission as Registered Investment Advisors Investment banking financial services focus on creating capital through client investments.

They seek to promote better understanding of the implications of climate change amongst our members and other institutional investors and encourage companies and markets in which IIGCC members invest to address any material risks and opportunities to their businesses associated with climate change and a shift to a lower carbon economy.